Back in the Game Physical Therapy accepts most insurances, including Medicare, private insurance, motor vehicle insurance and workers' compensation insurance. Please contact us if you have any questions regarding your particular insurance carrier.
As a courtesy to our patients, we verify your outpatient physical therapy benefits with your insurance carrier prior to your first visit. During your first visit, our staff will review your benefits with you so that any financial obligations will be known prior to you beginning therapy.
Most insurance plans cover outpatient physical therapy. Outpatient physical therapy benefits are paid differently than a normal physician's office visit. Some insurance plans require only a co-pay, while others may require you to meet your deductible and a co-insurance percentage. Your insurance company may also require a referral from your physician and/or prior authorization.
Here at Back in the Game Physical Therapy, your recovery is important to us. We have developed several payment plans to fit your budget.
MOTOR VEHICLE ACCIDENTS
We accept all insurance policies for motor vehicle accidents (MVA). Once you have filed a claim with YOUR insurance carrier and obtain a claim number, we can schedule your appointments. MVA claims are handled through your personal auto insurance, regardless of who was at fault in the accident. If someone else was responsible for your accident, we understand their insurance will be covering your medical expenses but it is standard industry practice to bill your insurance first so they can maintain accurate records on your behalf and work to have those expenses reimbursed in a timely fashion. If your insurance is covering all expenses, we will verify your personal injury protection (PIP) benefit to ensure you have that available coverage. If your PIP is exhausted, we can bill your private insurance for any remaining balance not covered. We accept personal injury attorney liens through Key Health.
We accept most workers' compensation plans. We are experienced in dealing with workers' compensation claims and we will be glad to assist you in your recovery. It is our goal to formulate a plan of care that maximizes your ability to return to work in accordance with your physician's recommendations. We will work closely with your health care provider(s) to ensure that the program we design for you fits your capabilities and tolerance levels. How effective your personal plan is depends on several things: your ability to attend the necessary appointments recommended by your therapist and physician; your ability to perform the assigned exercises; and your overall tolerance to the therapy program. It is imperative that you maintain an open dialogue with your therapist so that everyone involved in your case can be kept informed of your progress.